Connecticut · House Bill · January Session, 2025
HB5590
Connecticut Proposed Bill No. 5590 — An Act Prohibiting Health Insurers from Using Artificial Intelligence to Deny Health Insurance Claims

Status ● Introduced Effective N/A Passage Likelihood L

WHAT THIS BILL REGULATES · 1 REQUIREMENT TYPE

How Is This Bill Enforced

Enforcement Authority
Not specified. The bill is a concept bill containing only a directive to amend the general statutes; no enforcement mechanism, penalty structure, or administering agency is identified.
Private Right of Action
No private right of action. Enforcement is exclusive to the designated authority.
Penalties
No remedies specified. The bill is a concept bill with no operative text detailing damages, penalties, or relief.

What This Bill Requires

Verbatim statutory text on the left; plain-language analysis and a per-section checklist on the right. Numbered markers cross-link to the matching checklist row.

Statutory Text
Analysis & Obligations
Section 1
Prohibition on AI use for health insurance claim denials
Deployer

1 That the general statutes be amended to prohibit any health insurer from using artificial intelligence to deny health insurance claims.

This is the bill's sole operative section. It is a concept-level directive instructing that the Connecticut general statutes be amended to prohibit any health insurer from using artificial intelligence to deny health insurance claims. No specific statutory section is identified for amendment, no definitions are provided, and no operative compliance requirements are articulated beyond the high-level prohibition concept.

Because the bill lacks operative text — it does not define artificial intelligence, health insurer, or deny — it is impossible to determine the precise scope of the prohibition. Nonetheless, the core intent is a categorical ban on AI-driven claim denials, which aligns conceptually with HC-01 restrictions seen in other jurisdictions that require human review of adverse coverage determinations.

Compliance actions 1 item
1
Health insurers must not use artificial intelligence to deny health insurance claims.
HC-01.1

Passage Likelihood

Low
Status Introduced
Chamber No passage
Committee No action
Majority party Yes
Bipartisan No
Prior session None

Legislative History

2025-01-21 Referred to Joint Committee on Insurance and Real Estate

Entry Last Reviewed

2026-05-20
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