Georgia · House Bill · 2023–2024 Regular Session
HB887
Georgia HB 887 — Prohibition of AI in Insurance, Healthcare, and Public Assistance Decisions

Status ● Failed Effective N/A Passage Likelihood N/A

WHAT THIS BILL REGULATES · 2 REQUIREMENT TYPES

How Is This Bill Enforced

Enforcement Authority
Insurance context: enforced by the Commissioner of Insurance under Title 33. Healthcare context: enforced by the Georgia Composite Medical Board, which is directed to promulgate implementing rules and may discipline non-compliant physicians. Public assistance context: enforced by the Board of Human Services under Title 49. No private right of action is created.
Private Right of Action
No private right of action. Enforcement is exclusive to the designated authority.
Penalties
No specific penalties, damages, or remedies are stated in the bill. Insurance violations would be subject to existing Title 33 enforcement. Healthcare violations are subject to physician discipline by the Georgia Composite Medical Board. Public assistance violations would be addressed under existing Title 49 administrative procedures.

What This Bill Requires

Verbatim statutory text on the left; plain-language analysis and a per-section checklist on the right. Numbered markers cross-link to the matching checklist row.

Statutory Text
Analysis & Obligations
O.C.G.A. § 33-24-59.34
Insurance coverage determination AI restrictions
Deployer

(a) As used in this Code section, the term: (1) 'Artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1)' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment. (2) 'Automated decision toolAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2)' means a system or service that uses artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1) and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.

(b) 1 No decision shall be made concerning any coverage determination based solely on results derived from the use or application of artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1) or utilizing automated decision toolsAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2).

(c) 2 Any decision concerning any coverage determination which resulted from the use or application of artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1) or automated decision toolsAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2) shall be meaningfully reviewed, in accordance with procedures for such review created by each insurer, by an individual with authority to override said artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1) or automated decision toolsAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2).

This section prohibits insurance coverage determinations from being made solely on the basis of AI or automated decision tool outputs. Where AI is used as an input to a coverage determination, the insurer must ensure that a human reviewer with override authority meaningfully reviews the decision under procedures the insurer itself creates. The two obligations work together: the sole-reliance ban sets the floor, and the meaningful-review requirement establishes the process for any AI-assisted determination.

Compliance actions 2 items
1
Insurers must not make any insurance coverage determination based solely on AI or automated decision toolAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2) outputs.
HC-01.1
2
Insurers must ensure that any coverage determination informed by AI or an automated decision toolAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2) is meaningfully reviewed by a human with authority to override the AI output, under review procedures established by the insurer.
HC-01.1
O.C.G.A. § 43-34-16
Healthcare decision AI restrictions and Board rulemaking
DeployerGovernmentProfessional

(a) As used in this Code section, the term: (1) 'Artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1)' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment. (2) 'Automated decision toolAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2)' means a system or service that uses artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1) and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions. (3) 'HealthcareHealthcare'Healthcare' means any care, treatment, service, or procedure to maintain, diagnose, treat, or provide for an individual's physical or mental health or personal care.O.C.G.A. § 43-34-16(a)(3)' means any care, treatment, service, or procedure to maintain, diagnose, treat, or provide for an individual's physical or mental health or personal care.

(b) 3 No actions shall be taken concerning healthcareHealthcare'Healthcare' means any care, treatment, service, or procedure to maintain, diagnose, treat, or provide for an individual's physical or mental health or personal care.O.C.G.A. § 43-34-16(a)(3) based solely on results derived from the use or application of artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1) or utilizing automated decision toolsAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2).

(c) 4 Any decision-making process concerning healthcareHealthcare'Healthcare' means any care, treatment, service, or procedure to maintain, diagnose, treat, or provide for an individual's physical or mental health or personal care.O.C.G.A. § 43-34-16(a)(3) which resulted from the use or application of artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1) or automated decision toolsAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2) shall be meaningfully reviewed, in accordance with procedures for such review created the board, by an individual with authority to override said artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1) or automated decision toolsAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2).

(d) 5 The board shall be required to adopt and shall have the authority to promulgate rules and regulations governing and establishing the standards necessary to implement this Code section, specifically including but not limited to the disciplining of a physician who fails to comply with this Code section.

This section applies the same sole-reliance ban and meaningful-review requirement to healthcare decisions broadly — not just insurance, but any care, treatment, service, or procedure relating to physical or mental health. The Georgia Composite Medical Board is charged with establishing review procedures, and the section expressly authorizes the Board to promulgate implementing rules and discipline physicians who fail to comply. This makes the healthcare provision the only one of the three domains with an explicit disciplinary enforcement hook.

Compliance actions 3 items
3
No healthcareHealthcare'Healthcare' means any care, treatment, service, or procedure to maintain, diagnose, treat, or provide for an individual's physical or mental health or personal care.O.C.G.A. § 43-34-16(a)(3) action may be taken based solely on AI or automated decision toolAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2) outputs.
HC-01.1
4
Any healthcareHealthcare'Healthcare' means any care, treatment, service, or procedure to maintain, diagnose, treat, or provide for an individual's physical or mental health or personal care.O.C.G.A. § 43-34-16(a)(3) decision informed by AI or an automated decision toolAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2) must be meaningfully reviewed by a human with override authority, under procedures established by the Georgia Composite Medical Board.
HC-01.1
5
The Georgia Composite Medical Board must adopt rules and regulations to implement this section, including standards for disciplining physicians who fail to comply.
HC-01
O.C.G.A. § 49-4-11
Public assistance AI decision restrictions
Government

(a) As used in this Code section, the term: (1) 'Artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1)' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment. (2) 'Automated decision toolAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2)' means a system or service that uses artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1) and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.

(b) Upon the completion of the investigation under Code Section 49-4-9, the county department shall decide whether the applicant is eligible for assistance under this article and determine, in accordance with the rules and regulations of the Board of Human Services, the amount and kind of such assistance and the date on which such assistance shall begin. After a determination has been made as to the eligibility for and the type and amount of assistance to be provided, such assistance shall be furnished with reasonable promptness to all eligible persons in accordance with regulations of the board.

(c) Money payments of public assistance shall be made by check or electronic transfer in accordance with the regulations of the board.

(d) 6 No decision shall be made concerning the award, denial, reduction, or termination of any public assistance based solely on results derived from the use or application of artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1) or utilizing automated decision toolsAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2).

(e) 7 Any decision-making process concerning the award, denial, reduction, or termination of any public assistance which resulted from the use or application of any artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1) or automated decision toolsAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2) shall be meaningfully reviewed, in accordance with procedures for such review created the board, by an individual with authority to override said artificial intelligenceArtificial intelligence'Artificial intelligence' means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations, or decisions influencing a real or virtual environment.O.C.G.A. § 33-24-59.34(a)(1) or automated decision toolsAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2).

This section extends the same AI sole-reliance prohibition and meaningful-review requirement to public assistance decisions — specifically the award, denial, reduction, or termination of benefits. The review procedures are to be established by the Board of Human Services. The section also amends the existing Code Section 49-4-11 to re-letter the existing public assistance provisions and insert the new AI-specific restrictions as new subsections (d) and (e).

Compliance actions 2 items
6
County departments must not make any public assistance award, denial, reduction, or termination decision based solely on AI or automated decision toolAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2) outputs.
H-01.6
7
County departments must ensure that any public assistance decision informed by AI or an automated decision toolAutomated decision tool'Automated decision tool' means a system or service that uses artificial intelligence and has been specifically developed and marketed, or specifically modified, to make, or to be a controlling factor in making, consequential decisions.O.C.G.A. § 33-24-59.34(a)(2) is meaningfully reviewed by a human with override authority, under procedures established by the Board of Human Services.
H-01.6

Passage Likelihood

Failed
Status Failed
Final action House Second Readers

Legislative History

2024-01-09 House Hopper
2024-01-10 House First Readers
2024-01-11 House Second Readers

Entry Last Reviewed

2026-05-16
AI generated