Minnesota · House File · Ninety-Fourth Session
HF1838
Minnesota HF 1838 — A bill for an act relating to health insurance; prohibiting the use of artificial intelligence in the utilization review process; amending Minnesota Statutes 2024, section 62M.02, by adding a subdivision; proposing coding for new law in Minnesota Statutes, chapter 62M

Status ● Introduced Effective N/A Passage Likelihood L

WHAT THIS BILL REGULATES · 1 REQUIREMENT TYPE

How Is This Bill Enforced

Enforcement Authority
Enforcement is governed by existing Minnesota Chapter 62M utilization review enforcement mechanisms. The bill does not create a new enforcement authority or private right of action.
Private Right of Action
No private right of action. Enforcement is exclusive to the designated authority.
Penalties
The bill does not specify penalties, damages, or remedies. Enforcement and remedies would be governed by existing Minnesota Statutes Chapter 62M enforcement provisions.

What This Bill Requires

Verbatim statutory text on the left; plain-language analysis and a per-section checklist on the right. Numbered markers cross-link to the matching checklist row.

Statutory Text
Analysis & Obligations
Minn. Stat. § 62M.02, subd. 2a
Definition of artificial intelligence

subd. 2a Subd. 2a. Artificial intelligenceArtificial intelligence"Artificial intelligence" has the meaning given in United States Code, title 15, section 9401.Minn. Stat. § 62M.02, subd. 2a. "Artificial intelligenceArtificial intelligence"Artificial intelligence" has the meaning given in United States Code, title 15, section 9401.Minn. Stat. § 62M.02, subd. 2a" has the meaning given in United States Code, title 15, section 9401.

Section 1 amends the existing definitions section of Minnesota's utilization review statute (Chapter 62M) by adding a definition of artificial intelligence. Rather than creating a bespoke definition, the bill incorporates by reference the federal definition at 15 U.S.C. § 9401 (the National AI Initiative Act definition), which broadly defines AI as a machine-based system that can make predictions, recommendations, or decisions influencing real or virtual environments.

Minn. Stat. § 62M.20
Prohibition on artificial intelligence in utilization review
Deployer

1 The use of artificial intelligenceArtificial intelligence"Artificial intelligence" has the meaning given in United States Code, title 15, section 9401.Minn. Stat. § 62M.02, subd. 2a is prohibited in utilization review. Without limiting the generality of the foregoing, a utilization review organization is prohibited from using artificial intelligenceArtificial intelligence"Artificial intelligence" has the meaning given in United States Code, title 15, section 9401.Minn. Stat. § 62M.02, subd. 2a in any part of its review, evaluation, determination, or appeals processes.

Section 2 creates new section 62M.20, which imposes a categorical prohibition on the use of artificial intelligence in utilization review. The first sentence establishes the general rule; the second sentence reinforces it by specifying that a utilization review organization may not use AI in any part of its review, evaluation, determination, or appeals processes. This is notably an absolute ban — not a restriction requiring human oversight or limiting AI to a subordinate role — making it one of the most restrictive state-level approaches to AI in healthcare coverage determinations.

Compliance actions 1 item
1
Utilization review organizations must not use artificial intelligenceArtificial intelligence"Artificial intelligence" has the meaning given in United States Code, title 15, section 9401.Minn. Stat. § 62M.02, subd. 2a in any part of their utilization review processes, including review, evaluation, determination, and appeals.
HC-01.1

Passage Likelihood

Low
Status Introduced
Chamber No passage
Committee No action
Majority party No
Bipartisan No
Prior session None

Legislative History

2025-03-03 Introduction and first reading, referred to Commerce Finance and Policy

Entry Last Reviewed

2026-05-20
AI generated