Imposes safety and disclosure obligations on operators of AI companion systems in New York. Operators may not provide an AI companion to a user unless the system includes a protocol for addressing user expressions of suicidal ideation or self-harm, physical harm to others, and financial harm to others, including referral to crisis service providers. Operators must also notify all users at the start of any interaction — and every three hours thereafter — that the AI companion is a computer program and not a human being. Enforcement is exclusively through a private right of action by persons physically injured through self-harm or physically or financially harmed by another as a result of a violation. No statutory minimum damages are specified; the court may award damages, equitable relief, and other appropriate remedies.