Prohibits chatbot operators from providing 'unsafe chatbot features' to covered users unless the operator has verified the user is not a minor using methods permissible under Article 45 of the General Business Law. Unsafe features include simulating companionship or interpersonal relationships, generating content promoting suicide or self-harm, sexually explicit conduct, CSAM, encouraging secrecy or isolation, and engagement optimization that overrides safety guardrails. Exempts chatbots used solely for customer service, commercial product information, or internal enterprise/government employee productivity. Enforceable through both a private right of action (with actual damages, punitive damages, disgorgement, and attorneys' fees) and attorney general enforcement (with civil penalties up to $25,000 per violation). Includes a rebuttable presumption of causation where a user engaged in self-harm after the chatbot encouraged such conduct, and voids contractual liability waivers.